accident: more

[supercheesegirl]

I missed my 8:36 train this morning by mere seconds. However, this gave me time to go home and pack my lunch and call the body shop at the VW dealer where I bought my car. And then, right after I got on the 9:07 train, I received a call from my insurance claims adjuster. He sent an appraiser out to my house to look at the car. The appraiser called before going to look at the car, and then called after to let me know how much his estimate was. Once the claims adjuster had the appraisal, he also called me back to let me know how much it was, and told me he'd called the body shop to tell them what parts to order and to confirm my appointment for tomorrow and check on prices of things like a rental car for me. Then, just to make sure, because I am very suspicious, I also called the body shop, who told me everything was all set and they'd have the loaner car for me tomorrow night. So I am duly impressed so far by the conduct of absolutely everyone who was involved in or is dealing with the aftermath of my accident yesterday. Thank you, auto insurance industry and auto repair industry, for functioning properly! I will drop off my car tomorrow night and it'll be fixed in a week or so. I really, really appreciate that this hasn't yet been a huge hassle. The $200 deductible is an owie, but could have been a whole heck of a lot worse.

Tonight I'm returning my library books, maybe going to the grocery store, and WATCHING HEROES. OMG I'm so excited it's back. Peter Petrelli squee!

Comments

[myras-girls.livejournal.com]

I was in a minor accident about 6 months after buying my first and brand new car. I slid off the road on some ice and hit a fence. Although the damage didn't look that bad (mostly just deep scratches) the repairs estimate was $10k! They replaced both passenger side doors, the passenger side mirror, both tires on the passenger side and the front passenger side bumper. Holy crap car repairs are expensive! It thought it was kinda funny that the repairs were $10k and my car cost less than $16k brand new. Factor in the depreciation and I'm surprised they repaired it at all.

My insurance didn't go up very much, despite the accident. I didn't get ticketed, thankfully, because there were no other vehicles involved and it was the highest rate of accidents that entire year the snow was so bad and all the counties were on accident alert.

It really sucked to have an accident in my practically brand new car but it was also okay because I wasn't as afraid of having an accident after that. The worst part of the whole deal was it took 3-4 weeks to get my car repaired (see above re: highest accident rate all year) and I had to pay for a rental car. After that I bought rental car insurance which covers the cost of a rental if your car is in the shop for any reason.

And YAYYAYYAYYAY Heroes!

[allthefishies.livejournal.com]

*hug* i'm glad you're safe. And I was glad to see you this weekend.

[handmadedark.livejournal.com]

Awesome! I'm always amazed when things like this go as smoothly as they do on the ads. I wonder what kind of loaner you'll get.

[supercheesegirl.livejournal.com]

My repairs are going to run about $1800, of which I only have to pay $200. And the car is almost brand-new, too, so I'm all heartbroken to see him looking bent up and scraped. I do have the rental car insurance, thankfully, so that's $25 a day for the next week that I don't have to scrounge up!! I'm very thankful that I have good insurance and that things are coming together to get the car fixed up.

YAY HEROES!